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Apply now Visit westpac.com.au/onlineinvesting Smart Investor Blue Ribbon Award

Smart Investor Blue Ribbon Award

Online Investing

Things you should know

¹ Westpac Online Investing is proud to be awarded the Best Fully Featured Online Broker in the Financial Review Smart Investor Blue Ribbon Awards 2011.

^{^} $19.95 rate available when you trade online through a Westpac Cash Investment Account. Please refer to the FSG for full brokerage rates.

^> Comparison information taken from: CommSec Financial Services Guide and Supplementary Financial Services Guide, issue date 16 March 2011. E*Trade Australia Securities Limited Financial Services Guide, issue date December 2010 and the Rates & Fees (Other) page on the E*Trade Securities Australia website. Bell Direct (Third Party Platform Pty Ltd) Financial Services Guide, issue date 30 October 2009.

^* Only available to new Westpac Online Investing customers who open an account via the apply links on this page. Existing customers are not eligible for the offer. We will rebate to you the first $50 (including GST) of brokerage charged on each contract note for your first 12 online share trades made within 60 days of your account being opened, up to a total value of $600 (including GST). This offer is for online share trades only. Full brokerage will be shown on the contract note. We will rebate the applicable brokerage to your trading account in the following month. An adjustment note will be emailed to you. This offer is valid until 30 June 2012 unless withdrawn or varied earlier. All qualifying trades must be settled within 60 days of this date. We reserve the right to terminate this offer or amend these terms and conditions at any time without notice. This offer is not redeemable for cash and is not transferable. Our normal terms and conditions apply unless otherwise specified here.

^~ In addition to the standard variable flat rate (currently 3.75% p.a.) paid on your Westpac Cash Investment Account, a bonus variable interest rate (currently 0.90% pa) is paid subject to eligibility. In order to be eligible to receive bonus interest, you must settle 3 or more ASX Trades via your linked Westpac Online Investing account within one calendar month. The bonus interest will apply in addition to the interest that would otherwise apply to your account. Please note settlement for ASX Trades may take up to 3 business days after trade execution. Bonus interest will be paid on balances in your account on and after the last business day of the previous month, up to and including the second last business day of the current month. "ASX Trades" means trades in Australian shares, options, warrants, Exchange Traded Funds ("ETF") and Exchange Traded Commodities (ETC). International Equity trades are excluded. The Westpac Cash Investment Account is issued by Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 ACL 233714

⁺ Fees and charges not related to your Westpac Online Investing account may still apply. For full details, please refer to the Westpac Cash Investment Account Terms and Conditions.

^# Subject to system availability and maintenance.

Information current as at Friday 4 May 2012. Share trading through Westpac Securities Limited ABN 39 087 924 221, AFSL 233723 is a service provided by Australian Investment Exchange Ltd ABN 71 076 515 930, AFSL 241400 ("the Participant"), a Participant of the ASX Group. The Participant is not authorised to carry on business in any jurisdiction other than Australia. Accordingly, the information contained in this Internet site is directed to and available for Australian residents only. Investment in securities and derivatives involves risk. Share prices rise and fall. The payment of dividends and the return of capital are not guaranteed. Past performance is not indicative of future performance. The information on this site has been prepared without taking account of the objectives, financial situation or needs of any particular individual. For this reason, you should consider the appropriateness of the information, having regard to your objectives, financial situation and needs and, if necessary, seek appropriate professional advice. You should also read the Financial Services Guide ("FSG"), which provides you with the services the Participant and Westpac Securities can provide. In addition, you should read all relevant Product Disclosure Statements or disclosure documents. You can access the FSG via westpac.com.au/onlineinvesting. The Participant tries to ensure that the information provided is complete and correct but readers are advised to check any important item(s) with us before making any decisions.